their own medical coverage. so let's debate this. steve moore, senior economics writer for "the wall street journal", dr -- [inaudible] ceo of vital springs technologies and author of "get off the dime: the secret of changing who pays for your health care." and simon rosenberg, president and founder of the new democrat network, also a former clinton campaign adviser. gentlemen, thanks so much for being here. steve, let me start with you. so places like sears and olive garden, red lobster, they're going to give their employees a chunk of change, and supposedly you can go out and buy your own insurance. is this a great idea or a horrible idea? [laughter] >> i actually kind of like the direction here of, basically, saying to workers you can shop around, you can buy the health care plan that really suits your need. so it's a kind of freedom of choice approach. now, the way this ties in, by the way, allison, to obama's health care plan that you were talking about a minute ago is that under obama's plan what you're seeing is a lot of employers are dropping their health care plans that they provid